{"id":342,"date":"2026-10-10T23:07:31","date_gmt":"2026-10-10T14:07:31","guid":{"rendered":"https:\/\/forwiselife.com\/?p=342"},"modified":"2026-10-10T23:07:38","modified_gmt":"2026-10-10T14:07:38","slug":"2026%eb%85%84-10%ec%9b%94-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac","status":"publish","type":"post","link":"https:\/\/forwiselife.com\/en\/2026%eb%85%84-10%ec%9b%94-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac\/","title":{"rendered":"2026\ub144 10\uc6d4 \uae30\uc900\uae08\ub9ac \uc804\ub9dd \ucd1d\uc815\ub9ac\uff5c\ud55c\uad6d\uc740\ud589 \uae08\ub9ac \uacb0\uc815\uc77c\u00b7\ub300\ucd9c\uc774\uc790\u00b7\uc608\uae08\uae08\ub9ac \uc601\ud5a5"},"content":{"rendered":"<p class=\"wp-block-paragraph\">2026\ub144 10\uc6d4 \uae30\uc900\uae08\ub9ac \uc804\ub9dd\uc5d0 \ub300\ud55c \uad00\uc2ec\uc774 \uc774\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud55c\uad6d\uc740\ud589\uc758 \uae30\uc900\uae08\ub9ac \uacb0\uc815\uc740 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uacfc \uc2e0\uc6a9\ub300\ucd9c, \uc608\uae08\uacfc \uc801\uae08 \ub4f1 \ub2e4\uc591\ud55c \uae08\uc735\uc0c1\ud488\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud2b9\ud788 \ubcc0\ub3d9\uae08\ub9ac \ub300\ucd9c\uc744 \uc774\uc6a9\ud558\uac70\ub098 \uc0c8\ub85c\uc6b4 \uc608\uae08\uc0c1\ud488\uc5d0 \uac00\uc785\ud560 \uacc4\ud68d\uc774 \uc788\ub2e4\uba74 \uae30\uc900\uae08\ub9ac \uacb0\uc815 \uc77c\uc815\uacfc \uc2e4\uc81c \uae08\uc735\uc0c1\ud488 \uae08\ub9ac\uc758 \ucc28\uc774\ub97c \uc774\ud574\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ubc88 \uae00\uc5d0\uc11c\ub294 <strong>2026\ub144 10\uc6d4 \ud55c\uad6d\uc740\ud589 \uae30\uc900\uae08\ub9ac \ud604\ud669\uacfc \uae08\uc735\ud1b5\ud654\uc704\uc6d0\ud68c \uc77c\uc815, \ud5a5\ud6c4 \uae08\ub9ac \uacb0\uc815\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc694\uc778, \ub300\ucd9c\uc774\uc790\uc640 \uc608\uae08\uae08\ub9ac \ubcc0\ud654<\/strong>\ub97c \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\">2026\ub144 10\uc6d4 \uae30\uc900\uae08\ub9ac\ub294 \uc5bc\ub9c8\uc778\uac00\uc694?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ud55c\uad6d\uc740\ud589 \uae30\uc900\uae08\ub9ac\ub294 \uae08\uc735\uc2dc\uc7a5 \uc804\ubc18\uc758 \uae08\ub9ac \ud615\uc131\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc815\ucc45\uae08\ub9ac\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud55c\uad6d\uc740\ud589\uc740 \uae08\uc735\ud1b5\ud654\uc704\uc6d0\ud68c\uc758 \ud1b5\ud654\uc815\ucc45\ubc29\ud5a5 \uacb0\uc815\ud68c\uc758\ub97c \ud1b5\ud574 \uae30\uc900\uae08\ub9ac\ub97c \uc870\uc815\ud569\ub2c8\ub2e4. \uc774 \uacfc\uc815\uc5d0\uc11c \ubb3c\uac00\uc0c1\uc2b9\ub960\uacfc \uad6d\ub0b4\uacbd\uc81c \uc131\uc7a5\uc138, \uac00\uacc4\ubd80\ucc44, \uae08\uc735\uc2dc\uc7a5 \uc0c1\ud669 \ub4f1\uc744 \uc885\ud569\uc801\uc73c\ub85c \uace0\ub824\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uae30\uc900\uae08\ub9ac\uac00 \uc778\uc0c1\ub418\uba74 \uc2dc\uc7a5\uae08\ub9ac\uc5d0\ub3c4 \uc0c1\uc2b9 \uc555\ub825\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc73c\uba70, \ubc18\ub300\ub85c \uae30\uc900\uae08\ub9ac\uac00 \uc778\ud558\ub418\uba74 \uae08\ub9ac \ud558\ub77d \uc694\uc778\uc73c\ub85c \uc791\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub2e4\ub9cc \ud55c\uad6d\uc740\ud589 \uae30\uc900\uae08\ub9ac\uc640 \uc2e4\uc81c \uc740\ud589\uc758 \ub300\ucd9c\uae08\ub9ac \ubc0f \uc608\uae08\uae08\ub9ac\ub294 \uc11c\ub85c \ub2e4\ub978 \uac1c\ub150\uc785\ub2c8\ub2e4. \uae08\uc735\uc0c1\ud488\ubcc4 \uc801\uc6a9\uae08\ub9ac\ub294 \uc740\ud589\uc758 \uc790\uae08\uc870\ub2ec \ube44\uc6a9\uacfc \uc0c1\ud488 \uc870\uac74 \ub4f1\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2026\ub144 10\uc6d4\uc758 \uc815\ud655\ud55c \uae30\uc900\uae08\ub9ac\uc640 \ubcc0\uacbd \ub0b4\uc5ed\uc740 <a href=\"https:\/\/www.bok.or.kr\/\" rel=\"noopener\">\ud55c\uad6d\uc740\ud589 \uacf5\uc2dd \ud648\ud398\uc774\uc9c0<\/a>\uc5d0\uc11c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\">2026\ub144 10\uc6d4 \ud55c\uad6d\uc740\ud589 \uae30\uc900\uae08\ub9ac \uacb0\uc815\uc77c<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">2026\ub144 10\uc6d4 \uae08\uc735\ud1b5\ud654\uc704\uc6d0\ud68c \ud1b5\ud654\uc815\ucc45\ubc29\ud5a5 \uacb0\uc815\ud68c\uc758\ub294 <strong>10\uc6d4 22\uc77c \ubaa9\uc694\uc77c<\/strong>\ub85c \uc608\uc815\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uae08\uc735\ud1b5\ud654\uc704\uc6d0\ud68c\ub294 \uad6d\ub0b4\uc678 \uacbd\uc81c \uc5ec\uac74\uacfc \uc18c\ube44\uc790\ubb3c\uac00, \uae08\uc735\uc2dc\uc7a5 \uc0c1\ud669 \ub4f1\uc744 \uc885\ud569\uc801\uc73c\ub85c \uac80\ud1a0\ud574 \uae30\uc900\uae08\ub9ac\ub97c \uacb0\uc815\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2026\ub144 \ub0a8\uc740 \ud1b5\ud654\uc815\ucc45\ubc29\ud5a5 \uacb0\uc815\ud68c\uc758 \uc77c\uc815\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th>\ud68c\uc758 \ub0a0\uc9dc<\/th><th>\uc8fc\uc694 \ub0b4\uc6a9<\/th><\/tr><tr><td>2026\ub144 10\uc6d4 22\uc77c(\ubaa9)<\/td><td>\uae30\uc900\uae08\ub9ac \uacb0\uc815 \uc608\uc815<\/td><\/tr><tr><td>2026\ub144 11\uc6d4 26\uc77c(\ubaa9)<\/td><td>\uae30\uc900\uae08\ub9ac \uacb0\uc815 \uc608\uc815<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">10\uc6d4 10\uc77c \ud604\uc7ac 10\uc6d4 \uae08\uc735\ud1b5\ud654\uc704\uc6d0\ud68c\uc758 \uacb0\uc815 \uacb0\uacfc\ub294 \ubc1c\ud45c\ub418\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub530\ub77c\uc11c \uae30\uc900\uae08\ub9ac \uc778\uc0c1\uc774\ub098 \ub3d9\uacb0\uc744 \uc608\uc0c1\ud558\ub294 \uc804\ub9dd\uacfc \ud55c\uad6d\uc740\ud589\uc774 \uacf5\uc2dd\uc801\uc73c\ub85c \ubc1c\ud45c\ud55c \uacb0\uc815 \uacb0\uacfc\ub294 \uad6c\ubd84\ud574\uc11c \ud655\uc778\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\">2026\ub144 10\uc6d4 \uae30\uc900\uae08\ub9ac \uc804\ub9dd\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 4\uac00\uc9c0 \uc694\uc778<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uae30\uc900\uae08\ub9ac\ub294 \ud558\ub098\uc758 \uacbd\uc81c\uc9c0\ud45c\ub9cc\uc73c\ub85c \uacb0\uc815\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud55c\uad6d\uc740\ud589\uc740 \ubb3c\uac00\uc548\uc815\uacfc \uacbd\uc81c\uc131\uc7a5, \uae08\uc735\uc548\uc815 \uc0c1\ud669 \ub4f1\uc744 \uc885\ud569\uc801\uc73c\ub85c \uace0\ub824\ud574 \ud1b5\ud654\uc815\ucc45\uc744 \uacb0\uc815\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. \uc18c\ube44\uc790\ubb3c\uac00 \uc0c1\uc2b9\ub960<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uc18c\ube44\uc790\ubb3c\uac00 \uc0c1\uc2b9\ub960\uc740 \uae30\uc900\uae08\ub9ac \uacb0\uc815\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc911\uc694\ud55c \uc9c0\ud45c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud55c\uad6d\uc740\ud589\uc758 \ubb3c\uac00\uc548\uc815\ubaa9\ud45c\ub294 \uc18c\ube44\uc790\ubb3c\uac00 \uc0c1\uc2b9\ub960 \uae30\uc900 \uc5f0 2%\uc785\ub2c8\ub2e4. \ubb3c\uac00\uc0c1\uc2b9 \uc555\ub825\uc774 \uc9c0\uc18d\ub420 \uacbd\uc6b0 \ud1b5\ud654\uc815\ucc45 \uacb0\uc815\uc5d0\uc11c\ub3c4 \uc774\ub97c \uace0\ub824\ud558\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. \uad6d\ub0b4 \uacbd\uc81c\uc131\uc7a5\uacfc \uc18c\ube44 \ud750\ub984<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uc218\ucd9c\uacfc \ud22c\uc790, \ubbfc\uac04\uc18c\ube44 \ub4f1 \uad6d\ub0b4\uacbd\uc81c\uc758 \uc131\uc7a5 \ud750\ub984\ub3c4 \uae08\ub9ac \uacb0\uc815\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uacbd\uc81c\ud65c\ub3d9\uc758 \ubcc0\ud654\ub294 \uae08\uc735\uc2dc\uc7a5\uc758 \uc790\uae08 \uc218\uc694\uc640 \ubb3c\uac00 \ud750\ub984\uc5d0 \uc601\ud5a5\uc744 \uc904 \uc218 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. \uac00\uacc4\ubd80\ucc44\uc640 \uc8fc\ud0dd\uc2dc\uc7a5<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uac00\uacc4\ubd80\ucc44 \uc99d\uac00\uc138\uc640 \uc8fc\ud0dd\uac00\uaca9 \ubcc0\ub3d9\uc740 \uae08\uc735\uc548\uc815 \uce21\uba74\uc5d0\uc11c \uc911\uc694\ud55c \ubcc0\uc218\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud2b9\ud788 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uaddc\ubaa8\uc640 \ubd80\ub3d9\uc0b0\uc2dc\uc7a5 \uc6c0\uc9c1\uc784\uc740 \uae08\uc735\uc2dc\uc7a5\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc5b4 \ud568\uaed8 \uc0b4\ud3b4\ubcfc \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. \ud658\uc728\uacfc \ud574\uc678 \uae08\ub9ac<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uc6d0\u00b7\ub2ec\ub7ec \ud658\uc728\uacfc \ubbf8\uad6d \ub4f1 \uc8fc\uc694\uad6d\uc758 \ud1b5\ud654\uc815\ucc45 \uc5ed\uc2dc \uad6d\ub0b4 \uae08\uc735\uc2dc\uc7a5\uc5d0 \uc601\ud5a5\uc744 \uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub2e4\ub9cc \ud574\uc678 \uae30\uc900\uae08\ub9ac\uac00 \ubcc0\ud55c\ub2e4\uace0 \ud574\uc11c \ud55c\uad6d\uc740\ud589 \uae30\uc900\uae08\ub9ac\uac00 \ubc18\ub4dc\uc2dc \uac19\uc740 \ubc29\ud5a5\uc73c\ub85c \uc6c0\uc9c1\uc774\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2026\ub144 10\uc6d4 \uae30\uc900\uae08\ub9ac\uc758 \uc778\uc0c1 \ub610\ub294 \ub3d9\uacb0 \uc5ec\ubd80\ub294 \uae08\uc735\ud1b5\ud654\uc704\uc6d0\ud68c\uc758 \uacf5\uc2dd \ubc1c\ud45c\ub97c \ud1b5\ud574 \ud655\uc815\ub429\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\">\uae30\uc900\uae08\ub9ac\uac00 \uc624\ub974\uba74 \ub300\ucd9c\uc774\uc790\ub294 \uc5bc\ub9c8\ub098 \ub298\uc5b4\ub0a0\uae4c\uc694?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uae30\uc900\uae08\ub9ac\uac00 \uc0c1\uc2b9\ud558\uba74 \uae08\uc735\uae30\uad00\uc758 \uc790\uae08\uc870\ub2ec \ube44\uc6a9\uacfc \uc2dc\uc7a5\uae08\ub9ac\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uccd0 \ub300\ucd9c\uae08\ub9ac\ub3c4 \ubcc0\ub3d9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud558\uc9c0\ub9cc \uae30\uc900\uae08\ub9ac\uac00 0.25%\ud3ec\uc778\ud2b8 \uc62c\ub790\ub2e4\uace0 \ud574\uc11c \ubaa8\ub4e0 \ub300\ucd9c\uc0c1\ud488\uc758 \uae08\ub9ac\uac00 \uc989\uc2dc \uac19\uc740 \ud3ed\uc73c\ub85c \uc0c1\uc2b9\ud558\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc2e4\uc81c \ub300\ucd9c\uae08\ub9ac\ub294 \uc0c1\ud488\ubcc4 \uae30\uc900\uae08\ub9ac\uc640 \uac00\uc0b0\uae08\ub9ac, \uc6b0\ub300\uae08\ub9ac, \uae08\ub9ac \uc7ac\uc0b0\uc815 \uc8fc\uae30 \ub4f1\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub300\ucd9c\uae08\ub9ac\uac00 \uc5f0 0.25%\ud3ec\uc778\ud2b8 \uc0c1\uc2b9\ud55c\ub2e4\uace0 \uac00\uc815\ud558\uba74 \uc5f0\uac04 \uc774\uc790 \uc99d\uac00\uc561\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th>\ub300\ucd9c\uc794\uc561<\/th><th>\uc5f0\uac04 \uc774\uc790 \uc99d\uac00\uc561<\/th><th>\uc6d4\ud3c9\uade0 \ud658\uc0b0<\/th><\/tr><tr><td>5,000\ub9cc \uc6d0<\/td><td>\uc57d 12\ub9cc 5,000\uc6d0<\/td><td>\uc57d 1\ub9cc 417\uc6d0<\/td><\/tr><tr><td>1\uc5b5 \uc6d0<\/td><td>\uc57d 25\ub9cc \uc6d0<\/td><td>\uc57d 2\ub9cc 833\uc6d0<\/td><\/tr><tr><td>2\uc5b5 \uc6d0<\/td><td>\uc57d 50\ub9cc \uc6d0<\/td><td>\uc57d 4\ub9cc 1,667\uc6d0<\/td><\/tr><tr><td>3\uc5b5 \uc6d0<\/td><td>\uc57d 75\ub9cc \uc6d0<\/td><td>\uc57d 6\ub9cc 2,500\uc6d0<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\uc608\ub97c \ub4e4\uc5b4 \ub300\ucd9c\uc794\uc561\uc774 2\uc5b5 \uc6d0\uc774\uace0 \uc2e4\uc81c \ub300\ucd9c\uae08\ub9ac\uac00 \uc5f0 4.00%\uc5d0\uc11c \uc5f0 4.25%\ub85c \uc0c1\uc2b9\ud588\ub2e4\uba74 \ub2e8\uc21c \uacc4\uc0b0\ud55c \uc5f0\uac04 \uc774\uc790 \uc99d\uac00\uc561\uc740 50\ub9cc \uc6d0\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uacc4\uc0b0\uc2dd: \ub300\ucd9c\uc794\uc561 \u00d7 \uae08\ub9ac \uc0c1\uc2b9 \ud3ed = \uc5f0\uac04 \uc774\uc790 \uc99d\uac00\uc561<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2\uc5b5 \uc6d0 \u00d7 0.0025 = 50\ub9cc \uc6d0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc704 \uacc4\uc0b0\uc740 \ub300\ucd9c\uc794\uc561\uc774 \uc77c\uc815\ud558\ub2e4\uace0 \uac00\uc815\ud55c \ub2e8\uc21c \ube44\uad50\uc785\ub2c8\ub2e4. \uc2e4\uc81c \uc6d4 \ub0a9\uc785\uc561\uc740 \ub300\ucd9c\uae30\uac04\uacfc \uc6d0\uae08 \uc0c1\ud658\ubc29\uc2dd \ub4f1\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\">\uae30\uc900\uae08\ub9ac\uac00 \uc624\ub974\uba74 \uc608\uae08\u00b7\uc801\uae08 \uae08\ub9ac\ub3c4 \uc62c\ub77c\uac08\uae4c\uc694?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uae30\uc900\uae08\ub9ac \uc778\uc0c1\uc740 \uc740\ud589\uc758 \uc608\uae08\uacfc \uc801\uae08 \uae08\ub9ac\uc5d0\ub3c4 \uc601\ud5a5\uc744 \uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8\ub7ec\ub098 \ubaa8\ub4e0 \uae08\uc735\ud68c\uc0ac\uac00 \uae30\uc900\uae08\ub9ac \uc778\uc0c1 \ud3ed\ub9cc\ud07c \uc608\uae08\uae08\ub9ac\ub97c \uc62c\ub9ac\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc740\ud589\ubcc4 \uc790\uae08\uc870\ub2ec \uc0c1\ud669\uacfc \uae08\uc735\uc0c1\ud488 \uc6b4\uc601 \ubc29\uc2dd\uc5d0 \ub530\ub77c \uae08\ub9ac \uc801\uc6a9 \uc2dc\uc810\uacfc \uc778\uc0c1 \ud3ed\uc774 \ub2e4\ub97c \uc218 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc608\ub97c \ub4e4\uc5b4 \uc2e0\uaddc \uc815\uae30\uc608\uae08 \uae08\ub9ac\uac00 \uc5f0 2.50%\uc5d0\uc11c \uc5f0 2.75%\ub85c \uc0c1\uc2b9\ud588\ub2e4\uace0 \uac00\uc815\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1,000\ub9cc \uc6d0\uc744 1\ub144\uac04 \uc608\uce58\ud560 \uacbd\uc6b0 \uc138\uc804 \uc774\uc790\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th>\uc801\uc6a9\uae08\ub9ac<\/th><th>1\ub144 \uc138\uc804 \uc774\uc790<\/th><\/tr><tr><td>\uc5f0 2.50%<\/td><td>25\ub9cc \uc6d0<\/td><\/tr><tr><td>\uc5f0 2.75%<\/td><td>27\ub9cc 5,000\uc6d0<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\ub450 \uc0c1\ud488\uc758 \uc138\uc804 \uc774\uc790 \ucc28\uc774\ub294 2\ub9cc 5,000\uc6d0\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub294 \uc774\ud574\ub97c \ub3d5\uae30 \uc704\ud55c \uac00\uc815\uc774\uba70 \uc2e4\uc81c \uc740\ud589\uc758 \uc0c1\ud488\uae08\ub9ac\ub97c \uc758\ubbf8\ud558\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ubbf8 \uac00\uc785\ud55c \uace0\uc815\uae08\ub9ac \uc815\uae30\uc608\uae08\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uac00\uc785 \ub2f9\uc2dc \uc57d\uc815\ud55c \uae08\ub9ac\uac00 \ub9cc\uae30\uae4c\uc9c0 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc740\ud589\ubcc4 \uae08\uc735\uc0c1\ud488\uc740 <a href=\"https:\/\/finlife.fss.or.kr\/\" rel=\"noopener\">\uae08\uc735\uac10\ub3c5\uc6d0 \uae08\uc735\uc0c1\ud488 \ud55c\ub208\uc5d0<\/a>\uc5d0\uc11c \ube44\uad50\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\">\uae30\uc900\uae08\ub9ac\uac00 \ub3d9\uacb0\ub418\uc5b4\ub3c4 \ub300\ucd9c\uae08\ub9ac\ub294 \ubcc0\ub3d9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ud55c\uad6d\uc740\ud589 \uae30\uc900\uae08\ub9ac\uac00 \ub3d9\uacb0\ub418\ub354\ub77c\ub3c4 \uc2e4\uc81c \uc740\ud589 \ub300\ucd9c\uae08\ub9ac\ub294 \uc624\ub974\uac70\ub098 \ub0b4\ub824\uac08 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc740\ud589 \ub300\ucd9c\uae08\ub9ac\ub294 \uae30\uc900\uae08\ub9ac \uc678\uc5d0\ub3c4 \ucf54\ud53d\uc2a4(COFIX), \uae08\uc735\ucc44 \uae08\ub9ac \ub4f1 \uc0c1\ud488\ubcc4 \uae30\uc900\uc774 \ub418\ub294 \uc2dc\uc7a5\uae08\ub9ac\uc640 \uac00\uc0b0\uae08\ub9ac \ub4f1\uc758 \uc601\ud5a5\uc744 \ubc1b\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud2b9\ud788 \ubcc0\ub3d9\uae08\ub9ac \ub300\ucd9c\uc740 \uacc4\uc57d\uc5d0\uc11c \uc815\ud55c \uae08\ub9ac \uc7ac\uc0b0\uc815 \uc2dc\uc810\uc5d0 \uc801\uc6a9\uae08\ub9ac\uac00 \ubcc0\uacbd\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub300\ucd9c\uc744 \uc774\uc6a9\ud558\uace0 \uc788\ub2e4\uba74 \ub2e4\uc74c \uc0ac\ud56d\uc744 \ud655\uc778\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ud604\uc7ac \uc801\uc6a9\ub418\ub294 \ub300\ucd9c\uae08\ub9ac<\/li>\n\n\n\n<li>\uace0\uc815\uae08\ub9ac \ub610\ub294 \ubcc0\ub3d9\uae08\ub9ac \uc5ec\ubd80<\/li>\n\n\n\n<li>\uae08\ub9ac \uc7ac\uc0b0\uc815 \uc8fc\uae30<\/li>\n\n\n\n<li>\uc6b0\ub300\uae08\ub9ac \uc801\uc6a9 \uc870\uac74<\/li>\n\n\n\n<li>\uc911\ub3c4\uc0c1\ud658\uc218\uc218\ub8cc\uc640 \ub300\ucd9c \uac08\uc544\ud0c0\uae30 \uc870\uac74<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\uc2e4\uc81c \ub300\ucd9c\uae08\ub9ac\uc640 \ubcc0\uacbd \uc5ec\ubd80\ub294 \uac1c\uc778\uc758 \uacc4\uc57d \uc870\uac74\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c0\ubbc0\ub85c \ud574\ub2f9 \uae08\uc735\uae30\uad00\uc5d0\uc11c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\">\uacb0\ub860\uff5c2026\ub144 10\uc6d4 \uae30\uc900\uae08\ub9ac \uc804\ub9dd\uacfc \ud655\uc778\ud574\uc57c \ud560 \uc0ac\ud56d<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">2026\ub144 10\uc6d4 \ud55c\uad6d\uc740\ud589 \uae30\uc900\uae08\ub9ac \uacb0\uc815\ud68c\uc758\ub294 10\uc6d4 22\uc77c\ub85c \uc608\uc815\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uae30\uc900\uae08\ub9ac\ub294 \ubb3c\uac00\uc640 \uacbd\uc81c\uc131\uc7a5, \uae08\uc735\uc548\uc815 \uc0c1\ud669 \ub4f1\uc744 \uace0\ub824\ud574 \uacb0\uc815\ub418\uba70, \uc2e4\uc81c \ub300\ucd9c\uae08\ub9ac\uc640 \uc608\uae08\uae08\ub9ac\uc5d0 \uc601\ud5a5\uc744 \uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8\ub7ec\ub098 \uae30\uc900\uae08\ub9ac\uc640 \uac1c\ubcc4 \uae08\uc735\uc0c1\ud488\uc758 \uc801\uc6a9\uae08\ub9ac\ub294 \uc11c\ub85c \ub2e4\ub974\ubbc0\ub85c \uae08\ub9ac \uc778\uc0c1\uc774\ub098 \ub3d9\uacb0 \uc18c\uc2dd\ub9cc\uc73c\ub85c \uc790\uc2e0\uc758 \uc774\uc790 \ubd80\ub2f4\uc774\ub098 \uc608\uae08 \uc218\uc775\uc774 \ub3d9\uc77c\ud558\uac8c \ubcc0\ud55c\ub2e4\uace0 \ud310\ub2e8\ud574\uc11c\ub294 \uc548 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud2b9\ud788 \ubcc0\ub3d9\uae08\ub9ac \ub300\ucd9c\uc744 \uc774\uc6a9\ud558\uace0 \uc788\ub2e4\uba74 \uae08\ub9ac \uc7ac\uc0b0\uc815 \uc8fc\uae30\ub97c \ud655\uc778\ud558\uace0, \uc608\uae08\uc774\ub098 \uc801\uae08\uc5d0 \uc0c8\ub86d\uac8c \uac00\uc785\ud560 \uacc4\ud68d\uc774\ub77c\uba74 \uae08\uc735\ud68c\uc0ac\ubcc4 \uc0c1\ud488\uae08\ub9ac\uc640 \uc6b0\ub300\uc870\uac74\uc744 \ube44\uad50\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2026\ub144 10\uc6d4 \uae30\uc900\uae08\ub9ac\uc758 \ucd5c\uc885 \uacb0\uc815 \uacb0\uacfc\ub294 10\uc6d4 22\uc77c \ud55c\uad6d\uc740\ud589 \uae08\uc735\ud1b5\ud654\uc704\uc6d0\ud68c\uc758 \uacf5\uc2dd \ubc1c\ud45c\ub97c \ud1b5\ud574 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u203b \ubcf8 \uae00\uc740 2026\ub144 10\uc6d4 10\uc77c \uae30\uc900 \uacf5\uac1c\ub41c \uc815\ubcf4\ub97c \ubc14\ud0d5\uc73c\ub85c \uc791\uc131\ud55c \uc815\ubcf4\uc131 \ucf58\ud150\uce20\uc774\uba70, \ud5a5\ud6c4 \uae30\uc900\uae08\ub9ac \uacb0\uc815\uacfc \uae08\uc735\uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub530\ub77c \ub0b4\uc6a9\uc774 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\">2026\ub144 10\uc6d4 \uae30\uc900\uae08\ub9ac \uad00\ub828 \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Q1. \uae30\uc900\uae08\ub9ac\uc640 \ub300\ucd9c\uae08\ub9ac\ub294 \uac19\uc740 \uac1c\ub150\uc778\uac00\uc694?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uc544\ub2d9\ub2c8\ub2e4. \uae30\uc900\uae08\ub9ac\ub294 \ud55c\uad6d\uc740\ud589\uc774 \uacb0\uc815\ud558\ub294 \uc815\ucc45\uae08\ub9ac\uc774\uba70, \uc2e4\uc81c \ub300\ucd9c\uae08\ub9ac\ub294 \uae08\uc735\ud68c\uc0ac\uc640 \uc0c1\ud488\ubcc4 \uc870\uac74\uc5d0 \ub530\ub77c \uacb0\uc815\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Q2. 10\uc6d4 \uae30\uc900\uae08\ub9ac \uacb0\uc815\uc77c\uc740 \uc5b8\uc81c\uc778\uac00\uc694?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">2026\ub144 10\uc6d4 22\uc77c \ubaa9\uc694\uc77c\uc785\ub2c8\ub2e4. \uc774\ud6c4 \ud1b5\ud654\uc815\ucc45\ubc29\ud5a5 \uacb0\uc815\ud68c\uc758\ub294 11\uc6d4 26\uc77c\uc5d0 \uc608\uc815\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Q3. \uae30\uc900\uae08\ub9ac\uac00 0.25%\ud3ec\uc778\ud2b8 \uc624\ub974\uba74 \ub300\ucd9c\uc774\uc790\ub3c4 \uac19\uc740 \ud3ed\uc73c\ub85c \uc624\ub974\ub098\uc694?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc18\ub4dc\uc2dc \uadf8\ub807\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c \ub300\ucd9c\uae08\ub9ac\ub294 \uc0c1\ud488\ubcc4 \uae30\uc900\uae08\ub9ac\uc640 \uac00\uc0b0\uae08\ub9ac, \uc6b0\ub300\uae08\ub9ac \ubc0f \uae08\ub9ac \uc7ac\uc0b0\uc815 \uc8fc\uae30\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Q4. \uae30\uc900\uae08\ub9ac\uac00 \uc624\ub974\uba74 \uae30\uc874 \uc608\uae08\uae08\ub9ac\ub3c4 \uc62c\ub77c\uac00\ub098\uc694?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ubbf8 \uac00\uc785\ud55c \uace0\uc815\uae08\ub9ac \uc815\uae30\uc608\uae08\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uc57d\uc815\uae08\ub9ac\uac00 \ub9cc\uae30\uae4c\uc9c0 \uc720\uc9c0\ub429\ub2c8\ub2e4. \uc2e0\uaddc \uc0c1\ud488\uc758 \uae08\ub9ac\ub294 \uae08\uc735\ud68c\uc0ac\ubcc4\ub85c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Q5. 2026\ub144 10\uc6d4 \uae30\uc900\uae08\ub9ac \ucd94\uac00 \uc778\uc0c1\uc774 \ud655\uc815\ub418\uc5c8\ub098\uc694?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uc544\ub2d9\ub2c8\ub2e4. 10\uc6d4 10\uc77c \ud604\uc7ac 10\uc6d4 \uae08\uc735\ud1b5\ud654\uc704\uc6d0\ud68c\uc758 \uacb0\uc815 \uacb0\uacfc\ub294 \ubc1c\ud45c\ub418\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>2026\ub144 10\uc6d4 \ud55c\uad6d\uc740\ud589 \uae30\uc900\uae08\ub9ac \uc804\ub9dd\uacfc \uae08\uc735\ud1b5\ud654\uc704\uc6d0\ud68c \uacb0\uc815\uc77c, \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \ubc0f \uc2e0\uc6a9\ub300\ucd9c \uc774\uc790, \uc608\uae08\u00b7\uc801\uae08 \uae08\ub9ac\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc744 \uc815\ub9ac\ud55c \ube14\ub85c\uadf8 \ub300\ud45c \uc774\ubbf8\uc9c0\uc785\ub2c8\ub2e4.<\/p>","protected":false},"author":2,"featured_media":343,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"everybody","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[6],"tags":[356,357,360,100,359,361,364,363,362,358],"class_list":["post-342","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economy","tag-2026-10-","tag-357","tag-360","tag-100","tag-359","tag-361","tag-364","tag-363","tag-362","tag-358"],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/forwiselife.com\/wp-content\/uploads\/2026\/10\/2026\ub144-10\uc6d4-\uae30\uc900\uae08\ub9ac-\uc804\ub9dd-\ucd1d\uc815\ub9ac.png","_links":{"self":[{"href":"https:\/\/forwiselife.com\/en\/wp-json\/wp\/v2\/posts\/342","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/forwiselife.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forwiselife.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forwiselife.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/forwiselife.com\/en\/wp-json\/wp\/v2\/comments?post=342"}],"version-history":[{"count":1,"href":"https:\/\/forwiselife.com\/en\/wp-json\/wp\/v2\/posts\/342\/revisions"}],"predecessor-version":[{"id":344,"href":"https:\/\/forwiselife.com\/en\/wp-json\/wp\/v2\/posts\/342\/revisions\/344"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/forwiselife.com\/en\/wp-json\/wp\/v2\/media\/343"}],"wp:attachment":[{"href":"https:\/\/forwiselife.com\/en\/wp-json\/wp\/v2\/media?parent=342"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forwiselife.com\/en\/wp-json\/wp\/v2\/categories?post=342"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forwiselife.com\/en\/wp-json\/wp\/v2\/tags?post=342"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}