Economy

한국은행이 기준금리를 3.00%로 2회 연속 인상했습니다. 기준금리 인상 이유와 주택담보대출 1억·3억·5억원의 이자 부담이 얼마나 늘어나는지 계산해봅니다.

As forecasts that the National Pension Fund could run out have become public, concerns—particularly among younger generations—are growing that “we might end up paying premiums but never receiving any pension benefits.” Let’s take a look at what the future holds.

A forced liquidation refers to a situation where a securities firm forcibly sells an investor's stocks when the investor fails to maintain the required collateral after purchasing stocks with borrowed funds from the firm. This can lead to heavy losses, and leveraged investing carries an even higher level of risk due to margin interest and calls for additional collateral.

Real estate prices rise due to a combination of factors such as supply shortages, interest rates, loan conditions, and expectations, which has a significant impact on the homeless and young adults. Rapid price increases can lead to an increase in household debt and social conflict. Stable housing supply and reliable policies are necessary.

Let's find out as simply as possible what the base interest rate is, why the Bank of Korea raised it, and how rate hikes can affect our loans, deposits, and daily lives.